Facts Checking: Can you “erase” your student debt because you have access to federal databases?

This facts verification initially appeared on Political.

After the Department of Government Efficiency received access to student loans, some publications on social networks contributed to the Federal Privacy Act as the key to the financial freedom of the Debodolders.

All you need to do, according to reports, is to file a complaint to the education department in which a request to forgive your loans on the grounds that Domy has violated The Law on Education and Privacy of 1974 by accessing personal loan information.

The law aims to protect access to students’ education from unauthorized parties and provide students, parents and guardians with access to their own training records.

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“I’m going to get all my loans and you are too”, woman said in February 8 Tiktok Post. “Elon Musk, which is around our private, sensitive information, is a certain disorder of data and a violation of Ferpa.”

“Elon Musk has just made a huge mistake”, man March 14 Tiktok Post He said: “And as a result of this mistake, people receive their student loans forgiven and eliminated from their credit report.”

Tiktok has identified these videos and others as their As part of their efforts to counteract false, deceptive or false content. (More About the partnership of Politifact with TikTok.)

But if you are looking for debt relief we have bad news for you. Submission of a complaint on the basis of a violation of the law on the privacy of students in 1974 will not forgive your loans.

These positions began to flow on February 9, after The Washington Post February 4 reported that the Dog received access to 16 databases of the Ministry of Education and Management of Personnel, including Student Credit Databases that contains More than 40 million personal information of borrowers.

Federal judge In Maryland, March 24, Issued Preliminary ban Blocking the dog from access to private data in the Department of Education, the Treasury Ministry and HR Office, and called it a probable violation of federal privacy laws. The resolution came in response to claim Submitted by the American Federation of Teachers and Other Trade Unions against these Federal Agencies. The agencies have submitted their intentions to address.

The Student Association of the University of California brought separately, but A similar business against the department of education; It is considered in the DC Federal Court.

These are TikTok messaging Template language In order for people to use complaints about violations of family educational institutions and violation of complaints to cancel their debts, is based on. This is because there is no legal path to forgive the loan through this law.

In 2002, the US Supreme Court approved in Gonzaga v. Doe Which, although the Department of Education can file a lawsuit on schools on the basis of violations of the 1974 law, individuals cannot.

The law applies to all educational institutions that receive federal funding. If the Department of Education believes that any school is breaking it, the department can keep funding in the institution. Violation of the law applies to personal information collected as a result of data collection, such as evaluation, disciplinary records and personal information. However, this does not provide individual laws on their schools, and the law has no relationship to the federal process of loans, which controlled the education department, said Lerre Rocker, former Director of the Department of Education Family Policy and Expert from this Law.

“I am not sure that you even need to continue here, which would be any basis for filing a complaint,” said Rukher Politifact. “Ferpa protects the rights to students’ privacy, provides students with access to their confidentiality, such things. And student loans are student loans. You have a legal obligation to repay them, and the breach of Ferpa will not be relevant.”

We evaluate the statement that you can forgive your student loans by completing a complaint about violation of the 1974 students’ privacy.