The one benefit that makes a travel business card worth every penny

If you’re a small business owner, getting a business credit card can be a win-win for many reasons, especially if you’re a frequent traveler. The best travel business cards can help you earn extra points every time you book a flight or stay at a hotel.

But along with the everyday process of earning rewards points, the best business credit cards for travel can help you with underrated benefits and protections. Let’s look at one big benefit of a travel credit card that every business owner should claim, and why it’s so valuable to your business, even if the card charges an annual fee.

The best benefit of travel business cards: travel protection

The best credit cards for business travel aren’t just about welcome offers, access to airport lounges, or the chance to earn great rewards. If you look at the fine print of your credit card benefits, you’ll see a valuable benefit that not every card offers: travel protection.

If you’re on a business trip and get into an accident with your rental car, who pays for the damages? Do you really want your personal auto insurance policy involved? Instead of paying a lot of money for extra car insurance at a rental car company, your business credit card can help take care of it for you.

Enter the Ink Business Preferred® Credit Card.

The Chase Ink Business Preferred® Credit Card has several valuable protections, including:

• Car rental collision damage waiver
• Insurance in case of trip cancellation and interruption

You may not need rental car insurance coverage. Ideally, you will never get into an accident while driving a rental car. But if you drive a rental car for business more than once a year, the free collision damage waiver from the Ink Business Preferred® Credit Card can easily be worth the $95 annual fee.

Having some extra travel protection in your corner can give you invaluable peace of mind.

Another great benefit: purchase protection

Here’s another benefit of the Ink Business Preferred® credit card that most people may not know about — this card gives you free cell phone insurance. Simply sign up to pay your business cell phone bill with your Ink Business Preferred® Credit Card and you’ll receive up to $1,000 per claim (with a $100 deductible per claim) for covered theft or damage to your cell phone (or cell phones your employees). which are listed on your phone bill).

Mobile phones are the center of every business owner’s life. Getting $1,000 in additional coverage can make a world of difference and help get your business back up and running if your phone is damaged or stolen. (Limitations, limitations and exclusions apply.)

Result

The best business credit cards can help your business maximize rewards from everyday spending in several important ways. Whether you want to earn more rewards points for business travel, get better deals on business travel bookings, or get free airport lounge access, some of the best travel business cards will help you achieve those goals.

But along with earning rewards, check the fine print to see if your business credit card offers valuable purchase protection. Some cards, like the Ink Business Preferred® Credit Card, have built-in travel protections that can make your life easier on your next business trip.

Getting extra coverage for nasty situations like a collision with a rental car or a broken cell phone can be worth every penny of the annual business credit card fee.